A professional financial adviser can provide tailored advice and strategies to help you fulfill your financial goals. It is not about how much you earn, but rather about how smart you are with what you have.
Start planning a brighter tomorrow by putting a sound financial plan into action today. The benefit of engaging us as your financial planner is that we help you build your financial plan based on your personal goals and objectives.
We motivate you to get started and assist you in putting together a set of strategies that will see your financial goals turn into reality. We then ensure the plan is put in place and travel with you on your journey as you progress towards achieving these goals.
Most of us carve out time to plan the big milestones in our lives. And yet, planning our financial future often takes a back seat. The people who are financially successful are those who have taken the time today to plan their financial tomorrows.
It has been said that to fail to plan is to plan to fail.
Our clients tell us that our financial advice gives them peace of mind knowing that professionals are looking after them, and that they are financially well prepared for the future. In addition, they say the benefits of our advice far out-weigh the cost of our advice.
According to Russell Investments 2023 "Value of an Adviser" report, the expertise of a financial planner can make a 5.9% difference in the value of a client's portfolio, when compared to a non-advised portfolio.
The report stated "not only can advisers help boost client assets, but they can also help navigate the practical and emotional burdens of their financial affairs".
Using 5 key metrics, the 5.9% premium was calculated based on behavioural coaching (3.4%), asset allocation (1.2%), tax and investment planning (1.3%), choices and trade-offs (variable), and an advisers expertise - priceless!
"Australians who have an active relationship with a financial adviser are better off. They worry about money less, enjoy better mental health, and have better personal relationships with family and friends. They are able to spend more and do more with less risk along the way."
Jason Andriessen Core Data 26/10/2020
A recent survey undertaken by Vanguard has revealed that human-delivered advice has a significant impact on clients’ peace of mind, particularly during times of economic uncertainty.
The survey found that human advisers increased the financial peace of mind of investors by 56 percentage points.
According to Vanguard’s observations, advisers were able to deliver significant emotional value including behavioural coaching, confidence, and a sense of accomplishment.
“Traditional economics assumes people are rational but in reality, behavioural biases exist, and we tend to have less self-control than we believe — so that’s where financial advisers can step in and help,” explained Vanguard’s senior behavioural economist, Paulo Costa.
“Advisers can harness the human element of financial advice and provide the emotional value clients most appreciate — coaching them through macroeconomic changes such as rising interest rates, keeping them on track to meet their investment goals, and being a trusted consultant.”
Source Independent Financial Adviser Magazine – John Bragg 20 February 2023